The FTC estimates that nearly 9 million Americans are victims of identity theft each year. Victims of identity theft can miss out on numerous opportunities in their lives due to having their identity stolen. Many victims can not find jobs or apply for credit cards and loans since their credit report is mostly negative after an identity theft. Identity theft is basically a term used to describe the illegal use of another person’s identity. This can vary from one extreme to another but ultimately identity theft is the practice of using an identity other than your own, without permission, to commit fraud or crimes. Identity theft can take many forms, including: Financial ID Theft, Identity Read the rest of this entry »